Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of a Power of Sale contained in that certain Security Deed from CHAD D. BELZER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for HOMESTAR FINANCIAL CORPORATION, “S” CORPORATION, dated September 30, 2005, recorded October 7, 2005, in Deed Book 40-X, Page 474-483, Jackson County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Thirty-Six Thousand Eight Hundred Sixty-Eight and 00/100 Dollars ($136,868.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Mortgage Electronic Registration Systems, Inc., there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in May, 2008, all property described in said Security Deed including but not limited to the following described property:
All that tract or parcel of land lying and being in the 245th G.M.D. of Jackson County, Georgia, being Lot 10, Morgan’s Creek, as per plat recorded in Plat Book 57, Page 272, Jackson County, Georgia Records, which plat is incorporated herein by reference and made a part of this description.
Said property is commonly known as 201 Hamilton Drive, Jefferson, Georgia 30549.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys’ fees and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Chad D. Belzer or tenant(s).
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. The above law firm is acting as a debt collector. Any information obtained will be used for that purpose.
MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as Attorney-in-Fact for CHAD D. BELZER
Contact: Glen D. Rubin
Adorno & Yoss, L.L.C.
Two Midtown Plaza
1349 West Peachtree Suite 1500
Atlanta, GA 30309
HTTP://WWW.ADORNO.COM/ATLDOCS/SALES.HTML
ADORNO FILE NO. 212508.0671
(MA26,AP2,9,16,23,30B/13997 6000)

Notice of Sale
Notice of Sale Under Power
in Deed to Secure Debt
Georgia, Jackson County
Because of the default in the payment of the indebtedness secured by a Deed to Secure Debt executed by W.T.’S HOME BUILDERS, INC. to FIRST PIEDMONT BANK, dated January 18, 2007, and recorded in Deed Book 47-F, Pages 780-785, of the records of the Clerk of the Superior Court of Jackson County, Georgia, FIRST PIEDMONT BANK, pursuant to said deed and the note thereby secured has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed will on the first Tuesday in May, 2008, during the legal hours of sale at the Courthouse door in Jackson County, Georgia, sell at public outcry to the highest bidder for cash the property described in said deed, to-wit:
All that tract or parcel of land lying and being in the 242nd District, G.M., Jackson County, Georgia, being Lot 6 of Anniston Place Subdivision more particularly described and delineated according to a plat and survey prepared by DJ Baggett Land Surveying, certified by D.J. Baggett, Georgia Registered Land Surveyor, dated December 1, 2003, and recorded in Plat Book 62, Page 143, in the Office of the Clerk of Superior Court Jackson County, Georgia Records; which plat and the recording thereof are hereby incorporated herein by reference for a more detailed description of the property.
The above-described real estate is located on Anniston Drive in Jefferson, Georgia.
The sale will be subject to any unpaid taxes and other assessments which may be liens against the property. Notice has been given of the intention to collect attorney’s fees in accordance with the terms of the note and deed to secure debt. Said property will be sold as the property of W.T.’S HOME BUILDERS, INC. and the proceeds will be applied to the payment of said indebtedness, the expenses and costs of sale, including attorney’s fees. Any remaining proceeds will be applied pursuant to said deed and the laws of the State of Georgia.
The undersigned will execute a deed to the purchaser at said sale as provided for in the aforementioned deed to secure debt. Said sale will divest all the right, title and interest of the maker thereof of said property and shall vest said title in the purchaser at said sale.
FIRST PIEDMONT BANK As Attorney-in-Fact for W.T.’S HOME BUILDERS, INC.
RUSSELL, STELL, SMITH & MATTISON, P.C.
ATTORNEYS FOR FIRST PIEDMONT BANK
98 North Broad Street
P.O. Box 644
Winder, Georgia 30680
770-867-7431
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AP9,16,23,30B/818 5000)
Notice of Sale
Notice of Sale Under Power
in Deed to Secure Debt
Georgia, Jackson County
Because of the default in the payment of the indebtedness secured by a Deed to Secure Debt executed by W.T.’S HOME BUILDERS, INC. to FIRST PIEDMONT BANK, dated January 18, 2007, and recorded in Deed Book 47-F, Pages 789-794, of the records of the Clerk of the Superior Court of Jackson County, Georgia, FIRST PIEDMONT BANK, pursuant to said deed and the note thereby secured has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed will on the first Tuesday in May, 2008, during the legal hours of sale at the Courthouse door in Jackson County, Georgia, sell at public outcry to the highest bidder for cash the property described in said deed, to-wit:
All that tract or parcel of land lying and being in the 242nd District, G.M., Jackson County, Georgia, being Lot 18 of Anniston Place Subdivision more particularly described and delineated according to a plat and survey prepared by DJ Baggett Land Surveying, certified by D.J. Baggett, Georgia Registered Land Surveyor, dated December 1, 2003 and recorded in Plat Book 62, Page 143, in the Office of the Clerk of Superior Court Jackson County, Georgia Records; which plat and the recording thereof are hereby incorporated herein by reference for a more detailed description of the property.
The above-described real estate is more commonly known as 592 Anniston Drive, Jefferson, Georgia.
The sale will be subject to any unpaid taxes and other assessments which may be liens against the property. Notice has been given of the intention to collect attorney’s fees in accordance with the terms of the note and deed to secure debt. Said property will be sold as the property of W.T.’S HOME BUILDERS, INC. and the proceeds will be applied to the payment of said indebtedness, the expenses and costs of sale, including attorney’s fees. Any remaining proceeds will be applied pursuant to said deed and the laws of the State of Georgia.
The undersigned will execute a deed to the purchaser at said sale as provided for in the aforementioned deed to secure debt. Said sale will divest all the right, title and interest of the maker thereof of said property and shall vest said title in the purchaser at said sale.
FIRST PIEDMONT BANK As Attorney-in-Fact for W.T.’S HOME BUILDERS, INC.
RUSSELL, STELL, SMITH & MATTISON, P.C.
ATTORNEYS FOR FIRST PIEDMONT BANK
98 North Broad Street
P.O. Box 644
Winder, Georgia 30680
770-867-7431
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AP9,16,23,30B/818 5000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by KRISTI HOLLIS and JANET HOLLIS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated August 24, 2006, in the amount of $111,650.00, and recorded in Deed Book 45-G, Page 156, Jackson County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. as nominee for Taylor, Bean & Whitaker Mortgage Corp. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. as nominee for Taylor, Bean & Whitaker Mortgage Corp. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in May, 2008, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land, together with all improvements thereon, situate, lying and being designated as Lot 3 on that plat of survey dated August 29, 1988, for David Underwood as recorded in Plat Book 30, Page 173, in the Office of the Clerk of Superior Court for Jackson County, Georgia, said plat being incorporated herein be reference. Said property being more particularly described according to said plat as follows:
To find the True Point of Beginning at an iron pin found on the Northerly Right-of-Way of Mountain Creek Road 2,667.24 feet Southerly from the centerline of Mountain Church Road; thence along a twenty (20.00) foot wide easement granted herein, North 37 degrees 49 minutes East 420.32 feet to an iron pin set to the True Point of Beginning; thence North 88 degrees 01 minutes West 141.14 feet to an iron pin set; thence North 13 degrees 52 minutes East 262.18 feet to an iron pin set; thence North 77 degrees 02 minutes East 349.40 feet to a rock found; thence South 37 degrees 49 minutes West 427.68 feet to the True Point of Beginning.
Further granted herein is a twenty (20.00) foot wide easement for ingress and egress to said property as shown on said plat.
which has the property address of 1816 Mountain Creek Drive, Pendergrass, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Kristi Hollis and Janet Hollis and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc. as nominee for Taylor, Bean & Whitaker Mortgage Corp.
Attorney-in-Fact for Kristi Hollis and Janet Hollis
Anthony DeMarlo, Attorney/ajackson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-07702 /FHA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AP9,16,23,30B/1325 7000)
Notice of Sale
Notice of Sale Under Power
in Deed to Secure Debt
State of Georgia
County of Jackson
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from ROBERT PALMOUR to SKYSTONE MORTGAGE GROUP, INC. dated 09/15/2006, and recorded in Deed Book 46-A, Page 409, Jackson County Records, as last transferred to CitiMortgage, Inc., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday in May, 2008, by CitiMortgage, Inc., as Attorney-in-Fact for Robert Palmour the following described property:
All that tract or parcel of land lying and being in GMD 245 of Jackson County, Georgia, being known and designated as Lot 11, Block A, Bryan Mill Subdivision, Phase I, as more particularly described on a plat of survey recorded at Plat Book 62, Pages 230-231, Jackson County, Georgia Records, reference to said plat of survey and the record thereof being hereby made for a more complete description.
Property known as: 14 Cotton Court, Jefferson, GA 30549
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
To the best of the undersigned’s knowledge and belief, the party in possession is Robert Palmour.
CitiMortgage, Inc., as Attorney-in-fact for Robert Palmour.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
Pendergast & Jones, P.C.
South Terraces. Suite 1000
115 Perimeter Center Place
Atlanta, GA 30346
770-392-0303
(AP9,16,23,30B/224 4000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by CHARLES W. BROWN to ATHENS FIRST BANK AND TRUST COMPANY, dated September 3, 1997, recorded in Deed Book 16-Z, Page 73, Jackson County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWENTY-EIGHT THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($28,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in May, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Charles W. Brown or a tenant or tenants and said property is more commonly known as 1262 Ridgeway Church Road, Commerce, Georgia 30529.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Chase Home Finance LLC as Attorney-in-Fact for Charles W. Brown
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/daw 5/6/08
Our file no. 5693208-FT7
EXHIBIT A
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 255th District, G.M., Jackson County, Georgia, containing 1.485 acres, as shown on plat and survey entitled “Survey for Charles W. Brown” made by Ray N. Woods, registered land surveyor, dated August 20, 1997, recorded in Plat Book 51, Page 59, in the Office of the Clerk of Superior Court of Jackson County, Georgia; bounded, according to said plat on the north by lands of Mangum, on the east by gully, across which lies lands of Mangum, on the south by lands of Beauchamp and on the west by Ridgeway and Church Road. said plat and the description thereof being incorporated herein and made a part of this description;
Being the same property as described in warranty deed from Dock Boyd Parr and Mrs. Lucille P. Parr to Charles W. Brown dated August 24, 1976, recorded in Deed Book 6-Y, Page 219, in said Clerk’s Office;
(AP9,16,23,30B/12062 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by JODY M. SPIVEY to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated March 1, 2005, in the amount of $108,000.00, and recorded in Deed Book 372, Page 733, Jackson County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in May, 2008, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 257 District, Jackson County, Georgia, being Lot 9, Block A, of Hampton Creek Subdivision, as per plat recorded in Plat Book 57, Page 188, in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, which plat is incorporated herein by reference and made a part of this description.
which has the property address of 246 Hampton Creek Road, Commerce, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Jody M. Spivey and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc.
Attorney-in-Fact for Jody M. Spivey
Anthony DeMarlo, Attorney/awilby
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-01731 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AP9,16,23,30B/1325 5000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by TRAVOSKI HARRIS and MELISSA JOHNSON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC., dated August 31, 2004, in the amount of $96,682.00, and recorded in Deed Book 35-X, Page 219, Jackson County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in May, 2008, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 245th District, G.M., City of Jefferson, Jackson County, Georgia and being known as Lot 114 of The Peachtree Estates Subdivision and being more particularly described and delineated within a plat and survey recorded in Plat Book 3 at Page 470, Jackson County, Georgia Records; which said plat and the recording thereof are hereby incorporated herein by reference for amore detailed description the property.
which has the property address of 115 Georgia Belle Drive, Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Travoski Harris and Melissa Johnson and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc.
Attorney-in-Fact for Travoski Harris and Melissa Johnson
Anthony DeMarlo, Attorney/smitchell
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 07-17300 /FHA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AP9,16,23,30B/1325 5000)
Notice of Sale
Notice of Sale Under Power
in Deed to Secure Debt
State of Georgia
County of Jackson
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from DANIEL ONEAL WOODS and TANYA RENEA WOODS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated 08/01/2007, and recorded in Deed Book 49-T, Page 1, Jackson County Records, as last transferred to CitiMortgage, Inc., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday in May, 2008, by CitiMortgage, Inc., as Attorney-in-Fact for Daniel Oneal Woods and Tanya Renea Woods the following described property:
All that tract or parcel of land situate lying and being in the 242nd GMD City of Arcade, Jackson County, Georgia, containing 1.002 acres, more or less, and being a portion of Lot 4, Hidden Oaks as shown on that Plat of Survey by Venable & Associates, Inc., dated February 5, 1987, and recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 22, Page 264, as shown on individual survey and plat entitled “Boundary Survey for Billy Griffin & Faye Griffin”, made by Venable & Associates, Inc. dated March 30, 2004, and recorded in Plat Book 63, Page 87, in said Clerk’s Office.
Property known as: 54 Melvin Phillips Road, Jefferson, GA 30549
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
To the best of the undersigned’s knowledge and belief, the party in possession is Daniel Oneal Woods and Tanya Renea Woods.
CitiMortgage, Inc., as Attorney-in-fact for Daniel Oneal Woods and Tanya Renea Woods.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
Pendergast & Jones, P.C.
South Terraces. Suite 1000
115 Perimeter Center Place
Atlanta, GA 30346
770-392-0303
(AP9,16,23,30B/224 5000)

Notice of Sale
Notice of Sale Under Power
State of Georgia
Jackson County
Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by DY YANG and TOUBEE YANG to CHASE HOME FINANCE, LLC, dated 10/25/2006, and Recorded on 11/07/2006 as Book No. 466 and Page Nos. 772-791, JACKSON County, Georgia records, as last assigned to CHASE HOME FINANCE, LLC, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $192,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the JACKSON County Courthouse within the legal hours of sale on the first Tuesday in May, 2008, the following described property:
All that tract or parcel of land lying and being in the 255th District, G.M., Jackson County, Georgia, and being designated as Lot 88 of Eagel Trace Subdivision, Section 11 (AKA Section Two), as plat recorded in Plat Book 62, Pages 3-6, Jackson County Records, which said plat and the recording thereof are hereby incorporated for a more complete and accurate legal description of the property herein conveyed.
The improvements thereon being commonly known as 496 Tuxedo Drive, Commerce, Georgia 30530.
Being the same lot or parcel of ground which by deed dated March 24, 2005, 4 and recorded among the land records of Jackson County in Book 38-E, Page 563, was granted and conveyed by Toubee Yang, unto Toubee Yang and Dy Yang.
The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 496 TUXEDO DR, COMMERCE, GEORGIA 30530 is/are: DY YANG AND TOUBEE YANG or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. CHASE HOME FINANCE, LLC as Trustee Attorney in Fact for DY YANG AND TOUBEE YANG.
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 20080073400881
(AP9,16,23,30P4)

Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Jackson
By virtue of a Power of Sale contained in that certain Security Deed from CHRIS PITTMAN and PAM PITTMAN to REGIONS BANK, dated May 7, 2002, filed May 20, 2002, recorded in Deed Book 26-N, Page 649, Jackson County, Georgia Records, modified April 27, 2007, filed May 17, 2007, in Deed Book 48-R, Page 504, Jackson County, Georgia, Records (hereinafter the “Security Deed”), the Security Deed and any and all modifications, being given to secure Notes between Georgia Foundations, Inc. (borrower) and Regions Bank, (lender), in the original principal amounts of THREE HUNDRED EIGHT THOUSAND, TWO HUNDRED SEVENTY AND 50/100 DOLLARS AND SEVENTY-FIVE THOUSAND AND 00/100 DOLLARS ($308,270.50 and $75,000.00) (hereinafter “Notes”), with interest thereon as provided therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in May, 2008, the following described property:
All that tract or parcel of land lying and being in the 1407th District, G.M., Jackson County, Georgia, containing 2.62 acres, more or less, and being more particularly described and delineated by plat of survey prepared for Chris Pittman and Pam Pittman dated February 5, 1992, by Venable & Associates, Inc., GRLS, recorded in Plat Book 44, Page 104, Jackson County, Georgia, Records, which plat and the recording thereof are hereby incorporated herein by reference for a more detailed description of the property.
To have and to hold the said bargained premises together with all improvements now situated or hereafter placed thereon, and all interest, right and equity which the party of the first part now or may hereafter have therein to the only proper use, benefit, and behoof of the said party of the second part, its successors, heirs and assigns forever, in fee simple.
The debt secured by the Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purposes of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien on the property but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed.
To the best knowledge and belief of the undersigned, the party in possession of the property is Chris Pittman and Pam Pittman or a tenant or tenants.
Regions Bank As Attorney-in-Fact for Chris Pittman and Pam Pittman
Elizabeth A. Stuhldreher
Law Offices of Elizabeth A. Stuhldreher
117 1/2 Bradford Street
Suite 4
Gainesville, Georgia 30501
(770) 532-8244
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AP9,16,23,30P4)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of power of sale contained in Commercial Deed to Secure Debt and Security Agreement from MCGILL HOMES, INC. to ATHENS FIRST BANK & TRUST COMPANY, now known AFB&T, a Georgia state bank, dated May 19, 2004, recorded in Deed Book 34-W, Page 144, in the Office of the Clerk of the Superior Court of Jackson County, Georgia, as modified by Modification Agreement dated September 21, 2007, between McGill Homes, Inc. and AFB&T recorded in Deed Book 0050-R, Page 0534 in said Clerk’s Office (hereinafter “Security Deed”) said Security Deed securing a note dated September 21, 2007, in the original principal amount of $288,922.87 with interest from date at the rate specified in the note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door in Jackson County, Georgia, within the legal hours of sale on the first Tuesday in May, 2008, the following described property:
All that tract or parcel of land located in Jackson County, Georgia, more particularly described on Exhibit “A” attached hereto and by reference made a part hereof:
Exhibit “A”
All that tract or parcel of land lying and being in the 248th District, G.M., Jackson County, Georgia, being Lots 50, 51, 52 and 53, POD E, of Traditions of Braselton, Phase I, as shown on a plat of survey recorded in Plat Book 62, Page 258, in the Office of the Clerk of the Superior Court of Jackson County, Georgia, which recorded plat is hereby incorporated herein by reference and made a part of this description.
Together with all buildings, structures, and other improvements now or hereafter located on said property, or any part and parcel thereof.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, nonpayment of the installments on said loan. Said default not being cured, and the debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of the sale, including any accrued attorney’s fees.
Said property will be sold by AFB&T, formerly known as Athens First Bank & Trust Company, as Attorney in Fact for McGill Homes, Inc., subject to any outstanding ad valorem taxes and/or assessments, and matters of record, if any, having priority over the Security Deed.
To the best of the knowledge and belief of AFB&T, formerly known as Athens First Bank & Trust Company, the person in possession of the property is McGill Homes, Inc. or persons claiming under it.
Said property will be sold and deed executed by the undersigned to the purchaser and the proceeds of sale applied by the undersigned, all as provided in said power of sale and said Security Deed containing said power.
AFB&T, formerly known as ATHENS FIRST BANK & TRUST COMPANY, as Attorney-in-Fact for McGill Homes, Inc.
DARREL BEGNAUD
BEGNAUD & MARSHALL, LLP
Post Office Box 8085
Athens, Georgia 30603
(706) 316-1150
(706) 316-1153 fax
E-mail: dbegnaud@athens1867.com
(AP9,16,23,30B/313 6000)

Notice of Sale
Notice of Sale Under Power
State of Georgia
By virtue of the power contained in a Deed To Secure Debt executed and delivered by BARRY M. BRAY and CARA L. BRAY to GILMER F. GLENN, dated November 9, 2000, and recorded in Deed Book 22-I , Page 680, Jackson County, Georgia Records, and recorded securing a note of even date, and any other present or future indebtedness, in addition to interest accruing, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door in Jackson County, Georgia, by the undersigned, acting as Attorney-in-Fact for the said BARRY M. BRAY and CARA L. BRAY as provided in said Deed to Secure Debt, between the hours of 10:00 A.M. and 4:00 P.M. Eastern Time, on the first Tuesday in May, to-wit; May 6, 2008:
All that tract or parcel of land and improvements thereon lying and being in the 257 G.M. District of Jackson County, Georgia, and being part of the old Sardis School lot and being more particularly described according to a plat of survey prepared by Horace L. Dunahoo, Georgia Registered Land Surveyor, dated June 25, 1957 and recorded in Plat Book 3, Page 144, Jackson County, Georgia Records. Reference is made to said plat of survey for a more complete description of the property.
The debt secured by said Deed to Secure Debt, being in default, said powers contained therein will be exercised and the land will be sold as property of BARRY M. BRAY and CARA L. BRAY by the undersigned, as Attorney-in-Fact for the said .
Said property shall be sold subject to any and all outstanding easements and right-of-way, restrictions of record, if any, and to all unpaid taxes and assessments.
The proceeds from said sale will be applied to the payment of the above-styled indebtedness, the expenses of the procedure, attorney’s fees (notice as required in Sec. 13-1-11, O.C.G.A., 1982, as amended, having been sent), and the balance, if any, shall be applied as provided in said Deed to Secure Debt. Proper conveyance will be made to the purchaser at the sale by the undersigned acting as Attorney-in-Fact for the said BARRY M. BRAY and CARA L. BRAY.
This 2nd day of April, 2008.
GILMER F. GLENN ESTATE,
As Attorney-in-Fact for BARRY M. BRAY and CARA L. BRAY
Allen L. Lacey, Jr.
Attorney at Law
P. O. Box 356
Commerce, Georgia 30529
(706)335-7886
(AP9,16,23,30B/1324 5000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by JERRY K. COTTON and ANGELIA M. COTTON to LONG BEACH MORTGAGE COMPANY, dated November 15, 2002, recorded in Deed Book 28-H, Page 614, Jackson County, Georgia Records, as last transferred to Washington Mutual Bank, as successor-in-interest to Long Beach Mortgage Company by operation of law by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHT THOUSAND AND 0/100 DOLLARS ($108,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in May, 2008, the following described property:
Tract one:
All that tract or parcel of land lying and being in the City of Commerce, 255th G.M.D., Jackson County, Georgia, and being that 0.18 acres, more or less, shown on a plat and survey for Dewitt Hill, dated October 29, 1986, by Clelland A. Tyson, registered surveyor. Said plat is recorded in Plat Book 25, Page 226, in the Office of the Clerk of the Superior Court of Jackson County, Georgia, and incorporated herein and made a part hereof by reference for a more particular description. Said property is bounded according to said plat on the north by the other lands of Nichols, on the east by the lands of Nix, on the south by lands of Allen, and on the west by the lands of Dewitt Hill, formerly Nichols.
The above described property is a portion of that property described in a warranty deed from Mrs. Eva C. Wade to Mrs. Mary E. Nichols, dated March 1, 1986, and recorded in Deed Book 9-E, Page 466, Jackson County, Georgia Records.
Tract Two:
All that tract or parcel of land situate, lying and being in the 255th G.M.D., Jackson County, Georgia, known as the A.R. Pittman Homeplace at 39 Harber Street, Commerce, Georgia, as shown on plat of survey of said property made by H.G. Prickett, surveyor, dated August 5, 1963, recorded in Plat Book 4, Page 68, public records, Jackson County, Georgia, and more particularly described as follows:
Beginning at an iron pin on the northern border of Harber Street which said pin is located 132 feet east of the intersection of Harber and Elizabeth Streets; thence along the northern border of Harber Street south 80 1/2 degrees east 132 feet to a stake; thence north 9 1/2 degrees east 244.20 feet to a rock corner; thence north 80 1/2 degrees west 132 feet to a rock corner; thence south 9 1/2 degrees west 244.20 feet to the point of beginning. Recorded Book 4-P, Page 229.
Also, all that tract or parcel of land lying and being in the City of Commerce, Georgia, Jackson County, Georgia, and being all of Lot 20 of the L.J. Sharp Subdivision as shown by plat made by S.C. Moon, C.S. Hall County, Georgia, a copy of which plat is recorded in Jackson County, plat records Book 2, Page 31, reference to which said plat is made for a more detailed description. Recorded in Book 4-P, Page 388.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Jerry K. Cotton and Angelia M. Cotton or a tenant or tenants and said property is more commonly known as 39 Harber Street, Commerce, Georgia 30529.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Washington Mutual Bank, as successor-in-interest to Long Beach Mortgage Company by operation of law as Attorney in Fact for Jerry K. Cotton and Angelia M. Cotton
Morris, Schneider, Prior, Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.msplaw.com/foreclosure_sales.asp
MSP/kb4 5/6/08
Our file no. 11134508-FT14
(AP9,16,23,30B/12062 9000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by KATHLEEN G. GROLEAU to WELLS FARGO HOME MORTGAGE, INC., dated July 25, 2003, recorded in Deed Book 31-O, Page 693, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SIXTY-ONE THOUSAND EIGHT HUNDRED ONE AND 0/100 DOLLARS ($61,801.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in May, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Kathleen G. Groleau or a tenant or tenants and said property is more commonly known as 807 Sanford Drive, Nicholson, Georgia 30565.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, N.A. as Attorney-in-Fact for Kathleen G. Groleau
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/oca 5/6/08
Our file no. 5581408-FT5
EXHIBIT A
All that tract or parcel of land lying in the 253rd District G.M., in the City of Nicholson, Jackson County, Georgia and being Lot Forty (40) of Quail Ridge, as per plat filed in Plat Book 29, Page 181, and filed on July 11, 1989, Jackson County, Georgia, Superior Court Records.
Pursuant to that Declaration of Covenants, Conditions, and Restrictions for Quail Ridge Subdivision recorded in Deed Book 10-T, pages 75-80, Jackson County Office of Clerk of Superior Court, in Jefferson, Georgia. Above described property is subject to that Declaration of Covenants, Conditions, and Restrictions and the provisions of said Declaration are incorporated herein and made a part hereof by this reference.
All, or a portion, of the face amount of the note secured by this Security Deed represents a refinancing of unpaid principal interest on that certain previous long-term note secured by real estate, on which intangibles tax was paid, dated October 26, 2001, in the original principal sum of $57,093.00 secured by that certain Security Deed recorded in Deed Book 244, Page 46, Jackson County, Georgia Records. The new amount of the total indebtedness is Sixty-One Thousand Eight Hundred One and 00/100 ($61,801) of which there is intangible tax of $18 due and payable on the increase of principal of $5,859.41.
(AP9,16,23,30B/12062 7000)

Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Jackson
Because of a default in the payment of the indebtedness secured by a Security Deed executed by EDDIE J. NAUGLE, JR. to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated December 27, 2004, and recorded in Deed Book 37-E, Page 531, Jackson County Records, said Security Deed having been last sold, assigned, transferred and conveyed to EverHome Mortgage Company, by Assignment securing a Note in the original principal amount of $75,715.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, May 6, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in the 253rd G.M.D., Jackson County, Georgia, being Lot 1, Watkins Farm Meadows Subdivision, according to plat of survey recorded in Plat Book 57, Page 128, Jackson County, Georgia records, said plat is incorporated herein; this is a portion of the property conveyed by deed recorded in Deed Book 22-B, Page 260, said records.
Also, conveyed herewith is a 2002 Palm Harbor 76H2 Manufactured Home, Serial Number GAH4341276H1AB.
Said property is known as 57 Watkins Farm Road, Nicholson, GA 30565, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Eddie J. Naugle, Jr., the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Eddie J. Naugle, Jr., and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
EverHome Mortgage Company as Attorney-in-Fact for Eddie J. Naugle, Jr.
File no. 07-5900
L. J. SWERTFEGER, JR.
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Boulevard, Suite 100
Atlanta, GA 30341
(770) 220-2730/HF
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
(AP9,16,23,30B/1323 6000)
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by GARY RANDALL BRANTLEY to HOMEBANC MORTGAGE CORPORATION, dated September 24, 2004, recorded in Deed Book 36-J, Page 168, Jackson County, Georgia Records, as last transferred to Countrywide Home Loans, Inc. by assignment recorded in Deed Book 45-M, Page 290, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-EIGHT THOUSAND EIGHT HUNDRED AND 0/100 DOLLARS ($138,800.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in May, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Gary Randall Brantley or a tenant or tenants and said property is more commonly known as 188 Cedar Drive, Nicholson, Georgia 30565.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Countrywide Home Loans, Inc. as Attorney-in-Fact for Gary Randall Brantley
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/scc 5/6/08
Our file no. 51007706-FT4
EXHIBIT A
All that tract or parcel of land lying and being in the 253rd District, G.M. Jackson County, Georgia, being shown as 4.051 acres on a plat entitled “Survey for William Pritchett & Cynthia Pritchett”, dated July 31, 1997 by Paul & Evans Land Surveying, Inc., Thomas R. Paul, GRLS #2474, said plat being recorded in Plat Book 51, Page 28, Jackson County Records, which plat is incorporated herein by reference.
(AP9,16,23,30B/12062 5000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Notice of Sale Under Power
Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by DONOVON L. SPICER and TARA A. SPICER to NEW CENTURY MORTGAGE CORPORATION, dated July 21, 2005, and recorded in Deed Book 40-A, Page 311, Jackson County, Georgia Records, as last assigned to 50 by 50 LLC by assignment to be recorded in Jackson County, Georgia records, conveying the after-described property to secure a Note of even date in the original principal amount of $196,200.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in May, 2008, to wit: May 6, 2008, the following described property:
All that tract or parcel of land, lying and being in the 245th GMD of Jackson County, Georgia, containing 0.651 acre, more or less, as more particularly shown on a plat for Allen K. Long and Lynda W. Long, dated March 22, 2004, and recorded in Plat Book 63, Page 103, in the Office of the Clerk of Superior Court of Jackson County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
This conveyance is made subject to all zoning ordinances, easements and restrictions of record affecting said bargained premises.
The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property known as 120 Oak Avenue, Jefferson, GA 30549 is (are): Donovon L. Spicer and Tara A. Spicer or tenant or tenants.
Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.
The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; (2) O.C.G.A. Section 9-13-172.1; and (3) final confirmation and audit of the status of the loan with the holder of the security deed.
Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.
50 by 50 LLC as attorney-in-fact for Donovon L. Spicer and Tara A. Spicer
Richard B. Maner, P.C.
5775 Glenridge Drive
Building D, Suite 100
Atlanta, GA 30328
(404)252-6385
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
FC08-87
(AP9,16,23,30P4)

Notice of Sale
Notice of Sale Under Power
of Attorney Contained
in Security Deed
Under and by virtue of the power of sale contained in that Security Deed from TERRY ALLEN to COMMUNITY BANK AND TRUST, dated February 20, 2001, and recorded in Deed Book 22-V, Pages 375-377 (the “Deed”) Jackson County, Georgia Records and as later supplemented with a supplemental security deed dated March 20, 2004, and recorded in Deed Book 34-C, Page 135, Jackson County, Georgia Records, such Deed being given to secure obligations arising under: a Real Estate Note dated February 27, 2001, and as modified March 20, 2004, and as last modified on September 21, 2006, made by Grantor in the original principal amount of $249,863.62 (the “Notes”), together with interest thereon and other obligations as provided in the Note and Deed (collectively the “Debt”), there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia within the legal hours of sale on the first Tuesday in May, 2008 to wit: May 06, 2008, the following described property:
All that tract or parcel of land lying and being in the 253rd and 255th District of Jackson County, Georgia and being 1.18 acres, more or less, as per that plat recorded in Plat Book 24, Page 211 Jackson County, Georgia Records which plat is incorporated herein by reference and made a part hereof.
The Debt is declared immediately due and payable because of, inter alia, default in the payment of the Debt in the manner required by the Note and Deed. The Sale will be made for the purpose of paying the Debt and all expenses of Sale, including reasonable attorney fee (notice of intention to collect attorney’s fees has been given). The sale shall be subject to all restrictions, liens, easements and encumbrances of record, and all unpaid taxes and assessments, if any, having priority over the Deed. To the undersigned’s knowledge, information and belief, Grantor is in possession of the property which is known as 3670 Highway 334, Commerce, GA 30530.
Community Bank and Trust as Attorney in Fact for Terry Allen
Vince Fitzgerald
629 Dawsonville Highway, Suite 1500
Gainesville, Georgia 30501
(770) 718-5631
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE
(AP9,16,23,30P4)

Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Jackson
Because of a default in the payment of the indebtedness secured by JASON RUSHING, A/K/A JASON H. RUSHING to REGINA C. RUSHING to HOMEBANC MORTGAGE CORPORATION dated November 30, 2006, and recorded in Deed Book 46R, Page 165, Jackson County Records, said Security Deed having been last sold, assigned, transferred and conveyed to HSBC Bank USA, National Association, as Trustee for Luminent Mortgage Trust 2007-2, by Assignment securing a Note in the original principal amount of THREE HUNDRED THIRTEEN THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($313,500.00), the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday in May 6, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 1747th District, G.M., Jackson County, Georgia, and being known and designated at Lot 44, Block A, Bear Creek Estates, and being more particularly shown on a survey entitled “Final Subdivision Plat for Bear Creek Estates”, dated February 10, 2004, revised March 11, 2004, and recorded in Plat Book 62, Pages 243-248, in the Office of the Clerk of the Superior Court of Jackson County, Georgia, reference to which is hereby made for a more particular description of the property herein conveyed.
Said property is known as 54 Kodiak Lane, Bogart, GA 30622, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Jason Rushing, a/k/a Jason H. Rushing and Regina C. Rushing, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Jason Rushing a/k/a Jason H. Rushing and Regina C. Rushing, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
HSBC Bank USA, National Association, as Trustee for Luminent Mortgage Trust 2007-2 as Attorney-in-Fact for Jason Rushing, a/k/a Jason H. Rushing and Regina C. Rushing
File no. 08-001820
L. J. SWERTFEGER, JR.
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Boulevard, Suite 100
Atlanta, GA 30341
(770) 220-2730/CC
www.swertfeger.net
THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
(AP9,16,23,30B 001323 6000)
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by KIP R. BEATTY to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated October 29, 2007 in the amount of ONE HUNDRED FIVE THOUSAND THREE HUNDRED FORTY SIX AND 0/100 DOLLARS ($105,346.00), and recorded in Deed Book 50O, Page 501, Jackson County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. as nominee for Taylor, Bean & Whitaker Mortgage Corp. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. as nominee for Taylor, Bean & Whitaker Mortgage Corp. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in May, 2008, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land situate, lying and being in the 253rd GMD, City of Nicholson, County of Jackson, State of Georgia, designated as Lot 9, containing 0.750 acre, more or less, as shown on a plat of survey entitled Final Plat for Quiet Oaks Subdivision, prepared by Venable & Associates, certified by Allen Venable, GRLS No. 176, dated April 20, 1999, and being of record in the Office of the Clerk of Superior Court for Jackson County, Georgia, in Plat Book 54, Page 36; which said plat and the recording thereof are by reference hereto incorporated herein for a more complete and detailed description.
which has the property address of 227 Autumn Drive, Nicholson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Kip R. Beatty and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc. as nominee for Taylor, Bean & Whitaker Mortgage Corp.
Attorney in Fact for
Kip R. Beatty
Anthony DeMarlo, Attorney/ajackson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-06898 /FHA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AP9,16,23,30B 001325 6000)

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