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June 11, 2008

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Notice of Sale Notice of Sale Under Power Jackson County, State of Georgia By virtue of Power of Sale contained in the Deed to Secure Debt (“Security Deed”) from KLAUDIUSZ G. CZESLAWSKI (“Grantor”) to HOMETOWN COMMUNITY BANK (“Grantee”), dated September 29, 2005, recorded October 7, 2005, in Deed Book 40-X, Page 422; as modified at Deed Book 45-Z, Page 717 and Deed Book 48-O, Page 167, Jackson County, Georgia Records, said Security Deed being given to secure a Note of even date in the original principal amount of $161,220.04, with interest from said date at the rate as provided therein on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described real property: Legal Description: All that tract or parcel of land lying and being in the 455th GMD of Jackson County, Georgia, containing 0.585 acre, more or less, being Lot 3 as shown on a survey for Holly Ridge, being recorded in Plat Book 64, Page 191, Jackson County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description. Said property is commonly known as 59 Emily Forrest Way according to the present system of numbering property in Jackson County, Georgia. The debt secured by the Security Deed has been and is hereby declared due because of, among other possible events of default, failure to comply with the terms of the Note. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorneys’ fees. To the best knowledge and belief of Grantee, the above described property is in the possession of Klaudiusz G. Czeslawski and/or Holly Ridge Investments, LLC and will be sold subject to the outstanding ad valorem taxes and/or assessments, including taxes which are a lien, but not yet due and payable, any matters which might be disclosed by an accurate survey, an inspection, any assessments, liens encumbrances, zoning ordinances, covenants, and matters of record superior to the security deed first setout above. Hometown Community Bank as Attorney-in-Fact for Klaudiusz G. Czeslawski. C. Robin Wyatt, P.C. P.O. Box 696, 74 White Street Hoschton GA 30548 706-654-1654 (JN4,11,18,25P4) Notice of Sale Notice of Sale Under Power Georgia, Jackson County Because of default in the payment of the indebtedness secured by a Security Deed executed by CHRISTOPHER J. MORAN to NATIONAL CITY MORTGAGE a division of NATIONAL CITY BANK OF INDIANA dated June 9, 2006, in the amount of $178,900.00, and recorded in Deed Book 44-G, Page 177, Jackson County, Georgia Records; as last transferred to National City Mortgage, a division of National City Bank of Indiana f/k/a National City Bank of Indiana by assignment; the undersigned, National City Mortgage, a division of National City Bank of Indiana f/k/a National City Bank of Indiana pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2008 , during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in the 253rd District, G.M., Jackson County, Georgia, designated as Tract 3 and containing 8.16 acres, more or less, as shown by Plat and Survey of same of W.T. Dunahoo & Associates, Surveyors, dated March 3, 1994, said Plat being recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 43, Page 123. For a more detailed description to said tract, reference is hereby made to said Plat as recorded. Subject to existing easements and Rights-of-Way which has the property address of 2419 Hoods Mill Road, Commerce, Georgia, together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Christopher J. Moran and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. National City Mortgage, a division of National City Bank of Indiana f/k/a National City Bank of Indiana Attorney-in-Fact for Christopher J. Moran Anthony DeMarlo, Attorney/canderson McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-09350 /VA THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. (JN4,11,18,25B/1325-50T0P0) Notice of Sale Notice of Sale Under Power Georgia, Jackson County Because of default in the payment of the indebtedness secured by a Security Deed executed by KARYN KAYE SHELDON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC. dated March 31, 2006, in the amount of $95,120.00, and recorded in Deed Book 43-J, Page 495, Jackson County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2008, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in the 245 (Jefferson) G.M.D., Jackson County, Georgia, designated as Lot 2, Block C, Section I, Southworth Subdivision, as shown on plat and survey dated October, 1957, by Nat Hancock, Surveyor. Said plat is recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 3, page 189. For a more detailed description to said tract, reference is hereby made to said plat as recorded. Subject to existing easements and rights of way for public roads and utilities now in use. which has the property address of 40 Duke Street, Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Karyn Kaye Sheldon and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Mortgage Electronic Registration Systems, Inc. Attorney-in-Fact for Karyn Kaye Sheldon Anthony DeMarlo, Attorney/kgrant McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-10501 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. (JN4,11,18,25B/1325-50T0P0) Notice of Sale Notice of Sale Under Power State of Georgia, County of Jackson Because of a default in the payment of the indebtedness secured by a Security Deed executed by VALERY FLACK to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated December 27, 2005, and recorded in Deed Book 42O, Page 523, Jackson County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Washington Mutual Bank, by Assignment securing a Note in the original principal amount of $106,250.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, July 1, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in GMD 257, Jackson County, Georgia, being Lot 24, Phase II, Hidden Meadows Subdivision, which plat is recorded in Jackson County Plat Records as Plat Book 55, Page 246, and is incorporated herein by reference for a more complete description. Said property is known as 348 Hidden Meadows Drive, Maysville, GA 30558, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Valery Flack, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Valery Flack, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. Washington Mutual Bank as Attorney-in-Fact for Valery Flack File no. 08-003535 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/SM www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. [FC-NOS] (JN4,11,18,25B/1323-50P1T) Notice of Sale Notice of Sale Under Power State of Georgia, County of Jackson Because of a default in the payment of the indebtedness secured by a Security Deed executed by RICKIE C. CHRISTOPHER and JULIANN CHRISTOPHER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated August 30, 2004, and recorded in Deed Book 36-A, Page 527, Jackson County Records, said Security Deed having been last sold, assigned, transferred and conveyed to EverHome Mortgage Company, by Assignment securing a Note in the original principal amount of $263,500.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, July 1, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in GMD 245, Jackson County, Georgia, and being Lot 25, Meadowcreek Farms Subdivision, Phase I, as per plat thereof recorded at Plat Book 57, Pages 181-183, Jackson County, Georgia records, which plat is by reference incorporated herein and made a part hereof. Said property is known as 48 Amberstone Court, Jefferson, GA 30549, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Rickie C. Christopher and Juliann Christopher, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Rickie C. Christopher and Juliann Christopher, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. EverHome Mortgage Company as Attorney-in-Fact for Rickie C. Christopher and Juliann Christopher File no. 08-003445 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/SM www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. (JN4,11,18,25B/1323-60T1P) Notice of Sale Notice of Sale Under Power Georgia, Jackson County THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by CHRIS MEHL and SAMANTHA MEHL to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated February 28, 2006, recorded in Deed Book 43-F, Page 399, Jackson County, Georgia Records, as last transferred to Deutsche Bank National Trust Company, as Trustee for First Franklin Mortgage Loan Trust 2006-FF7, Mortgage Pass-Through Certificates, Series 2006-FF7 by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY THOUSAND SEVEN HUNDRED AND 0/100 DOLLARS ($140,700.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: National City Home Loan Services, Inc., 150 Allegheny Center-ICD 23-521, Pittsburgh, PA 15212, (412) 442-3894. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Chris Mehl and Samantha Mehl or a tenant or tenants and said property is more commonly known as 125 Summer Hill Drive, Hoschton, Georgia 30548. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Deutsche Bank National Trust Company, as Trustee for First Franklin Mortgage Loan Trust 2006-FF7, Mortgage Pass-Through Certificates, Series 2006-FF7 as Attorney-in-Fact for Chris Mehl and Samantha Mehl McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/db1 7/1/08 Our file no. 51114308-FT1 EXHIBIT A All that tract or parcel of land lying and being in GMD 248, Jackson County, Georgia and being Lot 23, Summer Hill Estates Subdivision, as per plat recorded in Plat Book 46, Page 94, Jackson County, Georgia Records, which plat is incorporated herein by reference. (JN4,11,18,25B/12062-60T1P) Notice of Sale Notice of Sale Under Power Georgia, Jackson County THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by MATTHEW J. FANCHER to OPTION ONE MORTGAGE CORPORATION, dated May 9, 2005, recorded in Deed Book 38-Y, Page 314, Jackson County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. as Trustee for Option One Mortgage Loan Trust 2005-3 Asset-Backed Certificates, Series 2005-3 by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of EIGHTY-FOUR THOUSAND EIGHT HUNDRED AND 0/100 DOLLARS ($84,800.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Option One Mortgage Corporation, 3 Ada, Irvine, CA 92618, 888-275-2648. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Matthew J. Fancher or a tenant or tenants and said property is more commonly known as 156 Piedmont Ave., Braselton, Georgia 30517. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A. as Trustee for Option One Mortgage Loan Trust 2005-3 Asset-Backed Certificates, Series 2005-3 as Attorney-in-Fact for Matthew J. Fancher McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/db1 7/1/08 Our file no. 52065306-FT1 EXHIBIT A All that tract or parcel of land lying and being in the 1765th District, G.M. of Jackson County, Georgia, being Lot 8 of Braselton Improvements Co. and being more particularly described as follows: Beginning at a point on the westerly side of Piedmont Avenue (40 foot right of way) located 300 feet as measured along said westerly side of Piedmont Avenue from its intersection with Frances Street; run thence south 12 degrees 28 minutes east along said westerly right of way of Piedmont Avenue a distance of 100.0 feet to a point; run thence south 74 degrees 30 minutes 00 seconds west a distance of 200.0 feet to a point; run thence north 12 degrees 28 minutes west a distance of 100.0 feet to a point; run thence north 74 degrees 30 minutes 00 seconds east a distance of 200.0 feet to the point of beginning, together with all fixtures and personal property attached to and constituting a part of said property, if any, and being known as 156 Piedmont Avenue, Braselton, Georgia 30517. The above property is described in a warranty deed from Horace J. Hoalan and David J. Hoalan to Michelle A. Hoffa also known as Michelle A. Barton, recorded in Deed Book 11-M, Page 160, Jackson County, Georgia Deed Records. (JN4,11,18,25B/12062-80T1P) Notice of Sale Notice of Sale Under Power State of Georgia, County of Jackson Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by DY YANG and TOUBEE YANG to CHASE HOME FINANCE, LLC, dated 10/25/2006, and Recorded on 11/07/2006, as Book No. 466 and Page No. 772-791, JACKSON County, Georgia Records, as last assigned to JPMORGAN CHASE BANK, N.A., by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $192,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the JACKSON County Courthouse within the legal hours of sale on the first Tuesday in July, 2008, the following described property: All that tract or parcel of land lying and being in the 255th District, G.M. Jackson County, Georgia, and being designated as Lot 66 of Eagel Trace Subdivision, Section 11 (aka Section two), as plat recorded in Plat Book 62, page 3-6, Jackson County Records, which said plat and the recording thereof are hereby incorporated for a more complete and accurate legal description of the property herein conveyed. The improvements thereon being commonly known as 496 Tuxedo Drive, Commerce, Georgia 30530. Being the same lot or parcel of ground which by deed dated March 24, 2005, 4 and recorded amoung the land records of Jackson County in Book 38-E, Page 563, was granted and conveyed by Toubee Yang, unto Toubee Yang and Dy Yang. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 496 TUXEDO DR, COMMERCE, GEORGIA 30530 is/are: DY YANG AND TOUBEE YANG or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. JPMORGAN CHASE BANK, N.A. as Trustee Attorney-in-Fact for DY YANG AND TOUBEE YANG. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 20080073400881 BARRETT, DAFFIN & FRAPPIER, L.L.P. 4004 Beltline, Building 2, Suite 100 Addison, Texas 75001-4417 Telephone: (972) 341-5398 Lender Contact: Attn: Loss Mitigatio, CHASE HOME FINANCE, LLC, 3415 VISION DRIVE, COLUMBUS, OH 43224 Telephone: 800-446-8939 (JN4,11,18,25P4) Notice of Sale Notice of Sale Under Power Georgia, Jackson County THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by MICHAEL ROBINSON and ROBIN ROBINSON to REGIONS BANK, dated May 4, 2005, recorded in Deed Book 34-M, Page 457, Jackson County, Georgia Records and as modified by that certain Loan Modification Agreement recorded in Deed Book 47-H, Page 360, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVEN THOUSAND NINE HUNDRED TEN AND 0/100 DOLLARS ($107,910.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Regions Financial Corporation, Attn Debbie Renfroe, 106 St. Francis St., Mobile, AL 36622, 251-690-1125. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Michael Robinson and Robin Robinson or a tenant or tenants and said property is more commonly known as Lot 8E, Traditions Of Braselton, Braselton, Georgia 30517. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Regions Bank as Attorney-in-Fact for Michael Robinson and Robin Robinson McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/as5 7/1/08 Our file no. 5609908-FT8 EXHIBIT A All that tract or parcel of land lying and being in the 245th and 248th District, G.M. Jackson County, Georgia, being Lot 8, POD E, of Traditions of Braselton, Phase I, as shown on a plat of survey recorded in Plat Book 62, Page 255, in the Office of the Clerk of the Superior Court of Jackson County, Georgia, which recorded plat is hereby incorporated herein by reference and made a part of this description. (JN4,11,18,25B/12062-60T1P) Notice of Sale Notice of Sale Under Power Georgia, Jackson County THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by JC BUILDERS INC. and JAMES COPPOLA to LIBERTY SAVINGS BANK, FSB, dated August 31, 2007, recorded in Deed Book 49Z, Page 236, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED SEVENTY-FIVE THOUSAND AND 0/100 DOLLARS ($375,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: All that tract or parcel of land lying and being in the 245th and 248th G.M. District, Jackson County, Georgia, being Lot 57, Traditions of Braselton Subdivision, Pod N, as per Plat recorded in Plat Book 64, Pages 97-98, Jackson County, Georgia records, which Plat is incorporated herein by reference and made a part hereof. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Liberty Savings Bank can be contacted at 937-382-1000 or by writing to P.O. Box 1000, Wilmington, OH 45177-1000, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is JC Builders Inc or a tenant or tenants and said property is more commonly known as 2045 Mill Pond Court, Jefferson, Georgia 30549. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Liberty Savings Bank, FSB as Attorney-in-Fact for JC Builders Inc and James Coppola Morris, Schneider, Prior, Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.msplaw.com/foreclosure_sales.asp MSP/tah 7/1/08 Our file no. 11322708-FT2 (JN4,11,18,25B/12062-50T1P) Notice of Sale Notice of Sale Under Power Georgia, Jackson County THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by LEE A. WADDELL and TAMARA D. WADDELL to FIRST CITIZENS BANK, dated January 19, 1999, recorded in Deed Book 18-Z, Page 776, Jackson County, Georgia Records, as last transferred to Chase Manhattan Mortgage Corporation by assignment recorded in Deed Book 19-F, Page 152, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTY-FIVE THOUSAND AND 0/100 DOLLARS ($185,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Chase Home Finance LLC, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Lee A. Waddell and Tamara D. Waddell or a tenant or tenants and said property is more commonly known as 2682 Jackson Trail Road, Jefferson, Georgia 30549. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Chase Home Finance LLC sbm to Chase Manhattan Mortgage Corporation as Attorney-in-Fact for Lee A. Waddell and Tamara D. Waddell McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/lr3 7/1/08 Our file no. 51985104-FT3 EXHIBIT A All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 245th District, G.M., Jackson County, Georgia, containing 5.00 acres more or less, and being more particularly described and delineated by plat of survey for Lee A. Waddell dated January 15, 1998 prepared by Venable & Associates, Inc., certified by Allen L. Venable, GRLS No. 1761, recorded in Plat Book 53, Page 194, Jackson County, Georgia Records; which plat and the record thereof are hereby incorporated herein by reference for a more detailed description of the property. Together with 20-foot easement for purposes of ingress and egress as shown and described on the above referenced plat. (JN4,11,18,25B/12062-60T1P) Notice of Sale Notice of Sale Under Power Georgia, Jackson County THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by MICHAEL J. GREENWAY to WELLS FARGO BANK, NA, dated May 19, 2006, recorded in Deed Book 44-A, Page 539, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-NINE THOUSAND EIGHTY-NINE AND 0/100 DOLLARS ($149,089.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., 3476 Stateview Blvd, Foreclosure Mac # X7801-013, Fort Mill, SC 29515, 877-216-8448. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Michael J. Greenway or a tenant or tenants and said property is more commonly known as 435 Trotters Ridge Road, Jefferson, Georgia 30549. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, NA as Attorney-in-Fact for Michael J. Greenway McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/yjr 7/1/08 Our file no. 5877508-FT5 EXHIBIT A All that certain parcel of land situate in 245th GMD, the City of Arcade, Jackson, County, State of Georgia, being known and designated as Farm #46 in the Trotter’s Ridge Subdivision as shown on Plat Book 46 Page 114, Clerk’s Office, Jackson County Superior Court, to which reference is hereby made for a more complete description and containing 2.09 acres. Tax ID: 040-081 (JN4,11,18,25B/12062-60T1P) Notice of Sale Notice of Sale Under Power Georgia, Jackson County THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by LESTER D. HAMMOND and MICHELLE D. HAMMOND to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated May 16, 2007, recorded in Deed Book 48-T, Page 309, Jackson County, Georgia Records, as last transferred to Countrywide Home Loans, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-FOUR THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($134,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Countrywide Home Loans, 7105 Corporate Drive, Mail Stop PTX-C-35, Plano, TX 75024, 1-888-219-7773. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Lester D. Hammond and Michelle D. Hammond or a tenant or tenants and said property is more commonly known as 3790 Brockton Road, Jefferson, Georgia 30549. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Countrywide Home Loans, Inc. as Attorney-in-Fact for Lester D. Hammond and Michelle D. Hammond McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/smk 7/1/08 Our file no. 51147908-FT7 EXHIBIT A All that tract or parcel of land lying and being in the 257 District, G.M., Jackson County, Georgia, containing 1.50 acres, more or less, according to survey for Allan Wayne Trammell and Judy Trammell by Sherald G. Sharp, registered land surveyor no. 2044, dated December 30, 1986, and being more particularly described as follows: Beginning at the intersection of the centerline of unpaved Dowdy Road and Highway 335, running thence along reference line, south 55 degrees 34 minutes west 78.62 feet to right of way of Highway 335 and true point of beginning; thence running along said right of way of Highway 335, north 86 degrees 15 minutes east 210.21 feet; thence leaving said right of way running south 17 degrees 32 minutes east 320.04 feet; thence south 86 degrees 15 minutes west 210.21 feet; thence north 17 degrees 32 minutes west 320.04 feet to the right of way of Highway 335 and the point of beginning. Said property bounded on the north by right of way of Highway 335; east, south and west by lands of Joseph L. Trammell. File #: DM070313 Property: 3790 Brockton Road, Jefferson, GA 30549 (JN4,11,18,25B/12062-70T1B) Notice of Sale Notice of Sale Under Power Georgia, Jackson County THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by JOSE A. REYES to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated August 31, 2007, recorded in Deed Book 50-A, Page 394, Jackson County, Georgia Records, as last transferred to Countrywide Home Loans, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED FORTY-TWO THOUSAND SIX HUNDRED FIFTY AND 0/100 DOLLARS ($242,650.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Countrywide Home Loans, 7105 Corporate Drive, Mail Stop PTX-C-35, Plano, TX 75024, 1-888-219-7773. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Jose A. Reyes or a tenant or tenants and said property is more commonly known as 607 Hancock Avenue, Braselton, Georgia 30517. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Countrywide Home Loans, Inc. as Attorney-in-Fact for Jose A. Reyes McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/smk 7/1/08 Our file no. 51044908-FT7 EXHIBIT A All that tract or parcel of land lying and being in Porter’s GMD 1765, Jackson County, Georgia, being Lot 2, Liberty Crossing, Unit One, as per plat recorded in Plat Book 68, Pages 282-286, and revised in Plat Book 68, Pages 290-295, Jackson County, Georgia records, which recorded plat is incorporated herein by reference for a more complete description of said property. (JN4,11,18,25B/12062-60T1P) Notice of Sale Notice of Sale Under Power Georgia, Jackson County THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by HENDEL RADULEA and LAVINIA RADULEA to WELLS FARGO HOME MORTGAGE, INC., dated June 12, 2001, recorded in Deed Book 23-T, Page 508, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-SEVEN THOUSAND AND 0/100 DOLLARS ($137,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., 3476 Stateview Blvd, Foreclosure Mac # X7801-013, Fort Mill, SC 29515, 877-216-8448. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Hendel Radulea and Lavinia Radulea or a tenant or tenants and said property is more commonly known as 205 Carruth Rd., Jefferson, Georgia 30549. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A. sbm Wells Fargo Home Mortgage, Inc. as Attorney-in-Fact for Hendel Radulea and Lavinia Radulea McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/smk 7/1/08 Our file no. 51871607-FT7 EXHIBIT A All that tract or parcel of land lying and being in the 242nd and 245th GMD, Jackson County, Georgia, designated as Lot 3, Dove Acres Subdivision containing 2.495 more or less, and being more particularly described according to a plat of survey entitled “Final plat for Dove Acres” prepared by Venable and Associates, Inc. certified by Allen L. Venable, Georgia Registered Surveyor No. 1761, dated October 11, 1999, recorded in Plat Book 54, Page 146, Jackson County Records and is incorporated herein by reference for a more complete description. This conveyance is subject to all easements and rights of way for roads and untitled now in use along with all easements and restrictions of record. (JN4,11,18,25B/12062-60T1P) Notice of Sale Notice of Sale Under Power Georgia, Jackson County THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by CONNIE B. COOKE and ALAN B. COOKE to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated October 7, 2002, recorded in Deed Book 27-Y, Page 555, Jackson County, Georgia Records, as last transferred to National City Mortgage Co by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINETY THOUSAND AND 0/100 DOLLARS ($190,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: National City Mortgage Co., 3232 Newmark Drive, Miamisburg, OH 45342, 800-367-9305. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Connie B. Cooke and Alan B. Cooke or a tenant or tenants and said property is more commonly known as 551 B Wilson Road, Commerce, Georgia 30529. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. National City Real Estate Services, LLC sbm to National City Mortgage Inc. fka National City Mortgage Co as Attorney-in-Fact for Connie B. Cooke and Alan B. Cooke McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/smk 7/1/08 Our file no. 51307706-FT7 EXHIBIT A All that tract or parcel of land lying and being in the 255 GMD of Jackson County, Georgia, and being shown as Tract No. 8 on the plat of the George Scheer property by E.M. Smith, GRLS #923, dated 8-27-86, a copy of which is recorded in Plat Book 22, Page 204, in the Office of the Clerk of Superior Court of Jackson Count, Georgia, and reference is made thereto for a more specific description of the property herein conveyed. Said tract contains 5.43 acres, more or less. Said tract is restricted against mobile homes and junkyards. Said property is a portion of those lands deeded by George M. Scheer, Jr., and Sylvia Gray to Roy Beck by Warranty Deed dated 11-29-86, which deed is recorded in Deed Book 9-N, Page 300, Office of the Clerk of Superior Court of Jackson County, Georgia. (JN4,11,18,25B/12062-70T1P) Notice of Sale Notice of Sale Under Power Georgia, Jackson County THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by PHILIP C. WALDRON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for AMERICAN MORTGAGE NETWORK, INC., dated December 6, 2005, recorded in Deed Book 41-Z, Page 66, Jackson County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-SIX THOUSAND FOUR HUNDRED AND 0/100 DOLLARS ($166,400.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 455th G.M. District, Jackson County, Georgia, being Lot 13 the Fields Subdivision, as Per Plat thereof recorded in Plat Book 54, Page 252, Jackson County, Georgia records, which recorded Plat is incorporated herein by reference and made a part of this description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). The Borrower may contact the mortgage servicer, Chase Home Finance LLC Loss Mitigation Department at 800-446-8939 or by writing to 3415 Vision Drive, Columbus, OH 43219, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Philip C. Waldron or a tenant or tenants and said property is more commonly known as 127 Boogies Run, Commerce, Georgia 30529. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Chase Home Finance LLC as Attorney-in-Fact for Philip C. Waldron Morris, Schneider, Prior, Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.msplaw.com/foreclosure_sales.asp MSP/ssh 7/1/08 Our file no. 11282008-FT3 (JN4,11,18,25B/12062-60T1P) Notice of Sale Notice of Sale Under Power Georgia, Jackson County Because of default in the payment of the indebtedness secured by a Security Deed executed by KENNETH L FORRESTER and REBECCA H. FORRESTER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated September 11, 2006 in the amount of $144,000.00, and recorded in Deed Book 45-Q, Page 649, Jackson County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2008, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in GMD 245, Jackson County, Georgia, being known as Lot 10, Block B, Unit Two, Jefferson Walk East Subdivision, as per plat recorded in Plat Book 62, Page 280, Jackson County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. Being the same property as transferred by Warranty Deed on 05/02/2006 and recorded 05/05/2005 from Bryce Homes, Inc. to Kenneth L. Forrester and Rebecca H. Forrester, J/T/W/R/O/S, recorded in Book 385 and Page 542. which has the property address of 241 Cypress Drive, Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Kenneth L. Forrester and Rebecca H. Forrester and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Mortgage Electronic Registration Systems, Inc. Attorney-in-Fact for Kenneth L. Forrester and Rebecca H. Forrester Anthony DeMarlo, Attorney/apatterson McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-11455 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. (JN4,11,18,25B/1325-50T0P0) Notice of Sale Notice of Sale Under Power Georgia, Jackson County Because of default in the payment of the indebtedness secured by a Security Deed executed by CHEVALA HARDY and LEE HARDY to LONG BEACH MORTGAGE COMPANY dated May 25, 2006 in the amount of $159,200.00, and recorded in Deed Book 44-D, Page 214, Jackson County, Georgia Records; as last transferred to Deutsche Bank National Trust Company, as Trustee for WaMu Series 2007-HE1 Trust by assignment; the undersigned, Deutsche Bank National Trust Company, as Trustee for WaMu Series 2007-HE1 Trust pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2008, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 1704th G.M.D., Jackson County, Georgia, being known and designated as Lot 28, Block A, Kings Bridge Crossing Subdivision, Unit Two, as shown on a plat of survey entitled Final Plan for Kings Bridge Crossing-Unit Two, dated June 21, 2002, prepared by W.T. Dunahoo and Associates, Georgia Registered Land Surveyors, said plat being recorded in Plat Book 60, page 113, in the Office of the Clerk of the Superior Court of Jackson County, Georgia, and being incorporated herein by reference for a more particular description. which has the property address of 607 Sawdust Trail, Nicholson, Georgia, together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Chevala Hardy and Lee Hardy and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Deutsche Bank National Trust Company, as Trustee for WaMu Series 2007-HE1 Trust Attorney-in-Fact for Chevala Hardy and Lee Hardy Anthony DeMarlo, Attorney/apatterson McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-05000 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. (JN4,11,18,25B/1325-50T0P0) Notice of Sale Notice of Sale Under Power Georgia, Jackson County Because of default in the payment of the indebtedness, secured by a Security Deed executed by JODI A. BRADY to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated November 8, 2005, in the amount of $104,720.00, and recorded in Deed Book 41-L, Page 94, Jackson County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2008, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land, lying and being in the 465th District, G.M., Jackson County, Georgia designated as Lot 27, of Beacon Hill Subdivision as shown by plat and survey for Beacon Hill Subdivision, prepared by Slate and Associates, Inc., certified by G. Brian Slate, GRLS No. 2629, dated January 18, 2002 and recorded in Plat Book 60, Page 28, Jackson County, Georgia Records; which plat and the recording thereof are hereby incorporated herein by reference for a more detailed description. which has the property address of 259 Beacon Drive, Maysville, Georgia, together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Jodi A. Brady and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Mortgage Electronic Registration Systems, Inc. Attorney-in-Fact for Jodi A. Brady Anthony DeMarlo, Attorney/canderson McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-10191 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. (JN4,11,28,35B/1325-50T0P0) Notice of Sale Notice of Sale Under Power Georgia, Jackson County Because of default in the payment of the indebtedness secured by a Security Deed executed by TRAVOSKI HARRIS and MELISSA JOHNSON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC., dated August 31, 2004, in the amount of $96,682.00, and recorded in Deed Book 35-X, Page 219, Jackson County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2008, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in the 245th District, G.M., City of Jefferson, Jackson County, Georgia and being known as Lot 114 of The Peachtree Estates Subdivision and being more particularly described and delineated within a plat and survey recorded in Plat Book 3 at Page 470, Jackson County, Georgia Records; which said plat and the recording thereof are hereby incorporated herein by reference for amore detailed description the property. which has the property address of 115 Georgia Belle Drive, Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Travoski Harris and Melissa Johnson and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Mortgage Electronic Registration Systems, Inc. Attorney-in-Fact for Travoski Harris and Melissa Johnson Anthony DeMarlo, Attorney/smitchell McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-17300 /FHA THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. (JN4,11,18,25B/1325-50T0P0) Notice of Sale Notice of Sale Under Power in Security Deed State of Georgia, County of Jackson Because of default in the payment of the indebtedness secured by a Security Deed executed by M & T HOMES, LLC, Grantor, to PEOPLES BANK & TRUST, Grantee, dated APRIL 18, 2006, said deed recorded in Jackson County Deed Records at Deed Book 43-N, Page 356; as modified by Modification Agreement/Security Deed dated DECEMBER 29, 2006, said modification recorded in Jackson County Deed Records at Deed Book 46-Z, Page 705, the undersigned, PEOPLES BANK & TRUST, pursuant to said deed and the Note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed will, on the first Tuesday in July, 2008, during the legal hours of sale, at the Courthouse door in Jackson County, Georgia, sell at public outcry, to the highest bidder for cash, the property described in said deed, to wit: All that tract or parcel of land lying and being GMD 1691 & 428, Jackson County, Georgia, being Lot 1, Block B, Habersham Oaks, on plat of said subdivision, recorded in Jackson County Plat Records at Plat Book 66, Pages 253-256, which plat is incorporated herein by reference for a more complete description. Said property will be sold together with any and all fixtures and personal property conveyed by said deed. The sale will be held subject to any unpaid taxes or other assessments which may be liens against said property; all prior protective or restrictive covenants, rights-of-way, and easements; and all rights of the Internal Revenue Service as applicable; and any other matters of record superior to the PEOPLES BANK & TRUST Security Deed. Notice has been given of intention to collect attorney fees in accordance with the terms of the Note secured by said deed. Said property will be sold as the property of M & T HOMES, LLC, and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser at said sale as provided in the aforementioned Security Deed. PEOPLES BANK & TRUST, as Attorney-in-Fact for M & T HOMES, LLC Jery N. Kilgore Garner & Kilgore 16 S. Harris Street, P.O. Box 602 Buford, Georgia 30515 (770) 945-1294 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. (JN4,11,18,25P4) Notice of Sale Notice of Sale Under Power in Security Deed State of Georgia, County of Jackson Because of default in the payment of the indebtedness secured by a Security Deed executed by M & T HOMES, LLC, Grantor, to PEOPLES BANK & TRUST, Grantee, dated APRIL 18, 2006, said deed recorded in Jackson County Deed Records at Deed Book 43-N, Page 364; as modified by Modification Agreement/Security Deed dated DECEMBER 29, 2006, said modification recorded in Jackson County Deed Records at Deed Book 46-Z, Page 706, the undersigned, PEOPLES BANK & TRUST, pursuant to said deed and the Note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed will, on the first Tuesday in July, 2008, during the legal hours of sale, at the Courthouse door in Jackson County, Georgia, sell at public outcry, to the highest bidder for cash, the property described in said deed, to wit: All that tract or parcel of land lying and being GMD 1691 & 428, Jackson County, Georgia, being Lot 3, Block B, Habersham Oaks, on plat of said subdivision, recorded in Jackson County Plat Records at Plat Book 66, Pages 253-256, which plat is incorporated herein by reference for a more complete description. Said property will be sold together with any and all fixtures and personal property conveyed by said deed. The sale will be held subject to any unpaid taxes or other assessments which may be liens against said property; all prior protective or restrictive covenants, rights-of-way, and easements; and all rights of the Internal Revenue Service as applicable; and any other matters of record superior to the PEOPLES BANK & TRUST Security Deed. Notice has been given of intention to collect attorney fees in accordance with the terms of the Note secured by said deed. Said property will be sold as the property of M & T HOMES, LLC, and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser at said sale as provided in the aforementioned Security Deed. PEOPLES BANK & TRUST, as Attorney-in-Fact for M & T HOMES, LLC Jery N. Kilgore Garner & Kilgore 16 S. Harris Street, P.O. Box 602 Buford, Georgia 30515 (770) 945-1294 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. (JN4,11,18,25P4) Notice of Sale Notice of Sale Under Power in Security Deed State of Georgia, County of Jackson Because of default in the payment of the indebtedness secured by a Security Deed executed by M & T HOMES, LLC, Grantor, to PEOPLES BANK & TRUST, Grantee, dated APRIL 18, 2006, said deed recorded in Jackson County Deed Records at Deed Book 43-N, Page 396, the undersigned, PEOPLES BANK & TRUST, pursuant to said deed and the Note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed will, on the first Tuesday in July, 2008, during the legal hours of sale, at the Courthouse door in Jackson County, Georgia, sell at public outcry, to the highest bidder for cash, the property described in said deed, to wit: All that tract or parcel of land lying and being GMD 1691 & 42B, Jackson County, Georgia, Being Lots 6,7,8,9,12,13,14,19,20,21,22,31,32,33,34,35,36 & 37, Block B, Habersham Oaks, on plat of said subdivision, recorded in Jackson County Plat Records at Plat Book 66, Pages 253-256, which plat is incorporated herein by reference for a more complete description. Said property will be sold together with any and all fixtures and personal property conveyed by said deed. The sale will be held subject to any unpaid taxes or other assessments which may be liens against said property; all prior protective or restrictive covenants, rights-of-way, and easements; and all rights of the Internal Revenue Service as applicable; and any other matters of record superior to the PEOPLES BANK & TRUST Security Deed. Notice has been given of intention to collect attorney fees in accordance with the terms of the Note secured by said deed. Said property will be sold as the property of M & T HOMES, LLC, and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser at said sale as provided in the aforementioned Security Deed. PEOPLES BANK & TRUST, as Attorney-in-Fact for M & T HOMES, LLC Jery N. Kilgore Garner & Kilgore 16 S. Harris Street, P.O. Box 602 Buford, Georgia 30515 (770) 945-1294 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. (JN4,11,18,25P4) Notice of Sale Notice of Sale Under Power in Security Deed State of Georgia, County of Jackson Because of default in the payment of the indebtedness secured by a Security Deed executed by M & T HOMES, LLC, Grantor, to PEOPLES BANK & TRUST, Grantee, dated DECEMBER 29, 2006, said deed recorded in Jackson County Deed Records at Deed Book 46-Z, Page 722, the undersigned, PEOPLES BANK & TRUST, pursuant to said deed and the Note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed will, on the first Tuesday in July, 2008, during the legal hours of sale, at the Courthouse door in Jackson County, Georgia, sell at public outcry, to the highest bidder for cash, the property described in said deed, to wit: All that tract or parcel of land lying and being GMD 1691 & 428, Jackson County, Georgia, being Lot 17, Block B, Habersham Oaks, on plat of said subdivision, recorded in Jackson County Plat Records at Plat Book 66, Pages 253-256, which plat is incorporated herein by reference for a more complete description. Said property will be sold together with any and all fixtures and personal property conveyed by said deed. The sale will be held subject to any unpaid taxes or other assessments which may be liens against said property; all prior protective or restrictive covenants, rights-of-way, and easements; and all rights of the Internal Revenue Service as applicable; and any other matters of record superior to the PEOPLES BANK & TRUST Security Deed. Notice has been given of intention to collect attorney fees in accordance with the terms of the Note secured by said deed. Said property will be sold as the property of M & T HOMES, LLC, and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser at said sale as provided in the aforementioned Security Deed. PEOPLES BANK & TRUST, as Attorney-in-Fact for M & T HOMES, LLC Jery N. Kilgore Garner & Kilgore 16 S. Harris Street, P.O. Box 602 Buford, Georgia 30515 (770) 945-1294 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. (JN4,11,18,25P4) Notice of Sale Notice of Sale Under Power in Security Deed State of Georgia, County of Jackson Because of default in the payment of the indebtedness secured by a Security Deed executed by M & T HOMES, LLC, Grantor, to PEOPLES BANK & TRUST, Grantee, dated APRIL 6, 2007, said deed recorded in Jackson County Deed Records at Deed Book 48-G, Page 263, the undersigned, PEOPLES BANK & TRUST, pursuant to said deed and the Note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed will, on the first Tuesday in July, 2008, during the legal hours of sale, at the Courthouse door in Jackson County, Georgia, sell at public outcry, to the highest bidder for cash, the property described in said deed, to wit: All that tract or parcel of land lying and being GMD 1691 & 428, Jackson County, Georgia, Being Lot 23, Block B, Habersham Oaks, on plat of said subdivision, recorded in Jackson County Plat Records at Plat Book 66, Pages 253-256, which plat is incorporated herein by reference for a more complete description. Said property will be sold together with any and all fixtures and personal property conveyed by said deed. The sale will be held subject to any unpaid taxes or other assessments which may be liens against said property; all prior protective or restrictive covenants, rights-of-way, and easements; and all rights of the Internal Revenue Service as applicable; and any other matters of record superior to the PEOPLES BANK & TRUST Security Deed. Notice has been given of intention to collect attorney fees in accordance with the terms of the Note secured by said deed. Said property will be sold as the property of M & T HOMES, LLC, and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser at said sale as provided in the aforementioned Security Deed. PEOPLES BANK & TRUST, as Attorney-in-Fact for M & T HOMES, LLC Jery N. Kilgore Garner & Kilgore 16 S. Harris Street, P.O. Box 602 Buford, Georgia 30515 (770) 945-1294 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. (JN4,11,18,25P4) Notice of Sale Notice of Sale Under Power in Security Deed State of Georgia, County of Jackson Because of default in the payment of the indebtedness secured by a Security Deed executed by MALONE HOMES, INC., Grantor, to PEOPLES BANK & TRUST, Grantee, dated MARCH 27, 2007, said deed recorded in Jackson County Deed Records at Deed Book 48-D, Page 175, the undersigned, PEOPLES BANK & TRUST, pursuant to said deed and the Note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed will, on the first Tuesday in July, 2008, during the legal hours of sale, at the Courthouse door in Jackson County, Georgia, sell at public outcry, to the highest bidder for cash, the property described in said deed, to wit: All that tract or parcel of land lying and being in GMD 245 of Jackson County, Georgia, being Lot 25, Block B, Jefferson Walk West, Unit Two, as per plat recorded in Plat Book 62, Page 279, Jackson County Records, said plat being incorporated herein by reference thereto. Said property will be sold together with any and all fixtures and personal property conveyed by said deed. The sale will be held subject to any unpaid taxes or other assessments which may be liens against said property; all prior protective or restrictive covenants, rights-of-way, and easements; and all rights of the Internal Revenue Service as applicable; and any other matters of record superior to the PEOPLES BANK & TRUST Security Deed. Notice has been given of intention to collect attorney fees in accordance with the terms of the Note secured by said deed. Said property will be sold as the property of MALONE HOMES, INC., and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser at said sale as provided in the aforementioned Security Deed. PEOPLES BANK & TRUST, as Attorney-in-Fact for MALONE HOMES, INC. Jery N. Kilgore Garner & Kilgore 16 S. Harris Street, P.O. Box 602 Buford, Georgia 30515 (770) 945-1294 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. (JN4,11,18,25P4) Notice of Sale Notice of Sale Under Power in Security Deed State of Georgia, County of Jackson Because of default in the payment of the indebtedness secured by a Security Deed executed by M & T HOMES, LLC, Grantor, to PEOPLES BANK & TRUST, Grantee, dated APRIL 6, 2007, said deed recorded in Jackson County Deed Records at Deed Book 48-G, Page 271, the undersigned, PEOPLES BANK & TRUST, pursuant to said deed and the Note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed will, on the first Tuesday in July, 2008, during the legal hours of sale, at the Courthouse door in Jackson County, Georgia, sell at public outcry, to the highest bidder for cash, the property described in said deed, to wit: All that tract or parcel of land lying and being GMD 1691 & 428, Jackson County, Georgia, being Lot 26, Block B, Habersham Oaks, on plat of said subdivision, recorded in Jackson County Plat Records at Plat Book 66, Pages 253-256, which plat is incorporated herein by reference for a more complete description. Said property will be sold together with any and all fixtures and personal property conveyed by said deed. The sale will be held subject to any unpaid taxes or other assessments which may be liens against said property; all prior protective or restrictive covenants, rights-of-way, and easements; and all rights of the Internal Revenue Service as applicable; and any other matters of record superior to the PEOPLES BANK & TRUST Security Deed. Notice has been given of intention to collect attorney fees in accordance with the terms of the Note secured by said deed. Said property will be sold as the property of M & T HOMES, LLC, and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser at said sale as provided in the aforementioned Security Deed. PEOPLES BANK & TRUST, as Attorney-in-Fact for M & T HOMES, LLC Jery N. Kilgore Garner & Kilgore 16 S. Harris Street, P.O. Box 602 Buford, Georgia 30515 (770) 945-1294 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. (JN4,11,18,25P4) Notice of Sale Notice of Sale Under Power in Security Deed State of Georgia, County of Jackson Because of default in the payment of the indebtedness secured by a Security Deed executed by M & T HOMES, LLC, Grantor, to PEOPLES BANK & TRUST, Grantee, dated APRIL 6, 2007, said deed recorded in Jackson County Deed Records at Deed Book 48-G, Page 275, the undersigned, PEOPLES BANK & TRUST, pursuant to said deed and the Note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed will, on the first Tuesday in July, 2008, during the legal hours of sale, at the Courthouse door in Jackson County, Georgia, sell at public outcry, to the highest bidder for cash, the property described in said deed, to wit: All that tract or parcel of land lying and being GMD 1691 & 428, Jackson County, Georgia, being Lot 28, Block B, Habersham Oaks, on plat of said subdivision, recorded in Jackson County Plat Records at Plat Book 66, Pages 253-256, which plat is incorporated herein by reference for a more complete description. Said property will be sold together with any and all fixtures and personal property conveyed by said deed. The sale will be held subject to any unpaid taxes or other assessments which may be liens against said property; all prior protective or restrictive covenants, rights-of-way, and easements; and all rights of the Internal Revenue Service as applicable; and any other matters of record superior to the PEOPLES BANK & TRUST Security Deed. Notice has been given of intention to collect attorney fees in accordance with the terms of the Note secured by said deed. Said property will be sold as the property of M & T HOMES, LLC, and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser at said sale as provided in the aforementioned Security Deed. PEOPLES BANK & TRUST, as Attorney-in-Fact for M & T HOMES, LLC Jery N. Kilgore Garner & Kilgore 16 S. Harris Street, P.O. Box 602 Buford, Georgia 30515 (770) 945-1294 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. (JN4,11,18,25P4) Notice of Sale Notice of Sale Under Power in Security Deed State of Georgia, County of Jackson Because of default in the payment of the indebtedness secured by a Security Deed executed by M & T HOMES, LLC, Grantor, to PEOPLES BANK & TRUST, Grantee, dated APRIL 18, 2006, said deed recorded in Jackson County Deed Records at Deed Book 43-N, Page 384; as modified by Modification Agreement/Security Deed dated DECEMBER 29, 2006, said modification recorded in Jackson County Deed Records at Deed Book 46-Z, Page 711, the undersigned, PEOPLES BANK & TRUST, pursuant to said deed and the Note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed will, on the first Tuesday in July, 2008, during the legal hours of sale, at the Courthouse door in Jackson County, Georgia, sell at public outcry, to the highest bidder for cash, the property described in said deed, to wit: All that tract or parcel of land lying and being GMD 1691 & 428, Jackson County, Georgia, being Lot 39, Block B, Habersham Oaks, on plat of said subdivision, recorded in Jackson County Plat Records at Plat Book 66, Pages 253-256, which plat is incorporated herein by reference for a more complete description. Said property will be sold together with any and all fixtures and personal property conveyed by said deed. The sale will be held subject to any unpaid taxes or other assessments which may be liens against said property; all prior protective or restrictive covenants, rights-of-way, and easements; and all rights of the Internal Revenue Service as applicable; and any other matters of record superior to the PEOPLES BANK & TRUST Security Deed. Notice has been given of intention to collect attorney fees in accordance with the terms of the Note secured by said deed. Said property will be sold as the property of M & T HOMES, LLC, and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser at said sale as provided in the aforementioned Security Deed. PEOPLES BANK & TRUST, as Attorney-in-Fact for M & T HOMES, LLC Jery N. Kilgore Garner & Kilgore 16 S. Harris Street, P.O. Box 602 Buford, Georgia 30515 (770) 945-1294 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. (JN4,11,18,25P4) Notice of Sale Notice of Sale Under Power in Security Deed State of Georgia, County of Jackson Because of default in the payment of the indebtedness secured by a Security Deed executed by M & T HOMES, LLC, Grantor, to PEOPLES BANK & TRUST, Grantee, dated APRIL 18, 2006, said deed recorded in Jackson County Deed Records at Deed Book 43-N, Page 388; as modified by Modification Agreement/Security Deed dated DECEMBER 29, 2006, said modification recorded in Jackson County Deed Records at Deed Book 46-Z, Page 712, the undersigned, PEOPLES BANK & TRUST, pursuant to said deed and the Note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed will, on the first Tuesday in July, 2008, during the legal hours of sale, at the Courthouse door in Jackson County, Georgia, sell at public outcry, to the highest bidder for cash, the property described in said deed, to wit: All that tract or parcel of land lying and being GMD 1691 & 428, Jackson County, Georgia, being Lot 40, Block B, Habersham Oaks, on plat of said subdivision, recorded in Jackson County Plat Records at Plat Book 66, Pages 253-256, which plat is incorporated herein by reference for a more complete description. Said property will be sold together with any and all fixtures and personal property conveyed by said deed. The sale will be held subject to any unpaid taxes or other assessments which may be liens against said property; all prior protective or restrictive covenants, rights-of-way, and easements; and all rights of the Internal Revenue Service as applicable; and any other matters of record superior to the PEOPLES BANK & TRUST Security Deed. Notice has been given of intention to collect attorney fees in accordance with the terms of the Note secured by said deed. Said property will be sold as the property of M & T HOMES, LLC, and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser at said sale as provided in the aforementioned Security Deed. PEOPLES BANK & TRUST, as Attorney-in-Fact for M & T HOMES, LLC Jery N. Kilgore Garner & Kilgore 16 S. Harris Street, P.O. Box 602 Buford, Georgia 30515 (770) 945-1294 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. (JN4,11,18,25P4) Notice of Sale Notice of Sale Under Power in Security Deed State of Georgia, County of Jackson Because of default in the payment of the indebtedness secured by a Security Deed executed by MALONE HOMES, INC., Grantor, to PEOPLES BANK & TRUST, Grantee, dated FEBRUARY 6, 2007, said deed recorded in Jackson County Deed Records at Deed Book 47-L, Page 714, the undersigned, PEOPLES BANK & TRUST, pursuant to said deed and the Note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed will, on the first Tuesday in July, 2008, during the legal hours of sale, at the Courthouse door in Jackson County, Georgia, sell at public outcry, to the highest bidder for cash, the property described in said deed, to wit: All that tract or parcel of land lying and being in GMD 245 of Jackson County, Georgia, being Lot 23, Block B, Jefferson Walk West, Unit Two, as per plat recorded in Plat Book 62, Page 279, Jackson County Records, said plat being incorporated herein by reference thereto. Said property will be sold together with any and all fixtures and personal property conveyed by said deed. The sale will be held subject to any unpaid taxes or other assessments which may be liens against said property; all prior protective or restrictive covenants, rights-of-way, and easements; and all rights of the Internal Revenue Service as applicable; and any other matters of record superior to the PEOPLES BANK & TRUST Security Deed. Notice has been given of intention to collect attorney fees in accordance with the terms of the Note secured by said deed. Said property will be sold as the property of MALONE HOMES, INC., and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser at said sale as provided in the aforementioned Security Deed. PEOPLES BANK & TRUST, as Attorney-in-Fact for MALONE HOMES, INC. Jery N. Kilgore Garner & Kilgore 16 S. Harris Street, P.O. Box 602 Buford, Georgia 30515 (770) 945-1294 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. (JN4,11,18,25P4) Notice of Sale Notice of Sale Under Power in Security Deed State of Georgia, County of Jackson Because of default in the payment of the indebtedness secured by a Security Deed executed by MALONE HOMES, INC., Grantor, to PEOPLES BANK & TRUST, Grantee, dated FEBRUARY 6, 2007, said deed recorded in Jackson County Deed Records at Deed Book 47-L, Page 722, the undersigned, PEOPLES BANK & TRUST, pursuant to said deed and the Note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed will, on the first Tuesday in July, 2008, during the legal hours of sale, at the Courthouse door in Jackson County, Georgia, sell at public outcry, to the highest bidder for cash, the property described in said deed, to wit: All that tract or parcel of land lying and being in GMD 245 of Jackson County, Georgia, being Lot 24, Block B, Jefferson Walk West, Unit Two, as per plat recorded in Plat Book 62, Page 279, Jackson County Records, said plat being incorporated herein by reference thereto. Said property will be sold together with any and all fixtures and personal property conveyed by said deed. The sale will be held subject to any unpaid taxes or other assessments which may be liens against said property; all prior protective or restrictive covenants, rights-of-way, and easements; and all rights of the Internal Revenue Service as applicable; and any other matters of record superior to the PEOPLES BANK & TRUST Security Deed. Notice has been given of intention to collect attorney fees in accordance with the terms of the Note secured by said deed. Said property will be sold as the property of MALONE HOMES, INC., and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser at said sale as provided in the aforementioned Security Deed. PEOPLES BANK & TRUST, as Attorney-in-Fact for MALONE HOMES, INC. Jery N. Kilgore Garner & Kilgore 16 S. Harris Street, P.O. Box 602 Buford, Georgia 30515 (770) 945-1294 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. (JN4,11,18,25P4) Notice of Sale Notice of Sale Under Power in Security Deed State of Georgia, County of Jackson Because of default in the payment of the indebtedness secured by a Security Deed executed by MALONE HOMES, INC., Grantor, to PEOPLES BANK & TRUST, Grantee, dated MARCH 27, 2007, said deed recorded in Jackson County Deed Records at Deed Book 48-D, Page 175, the undersigned, PEOPLES BANK & TRUST, pursuant to said deed and the Note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed will, on the first Tuesday in July, 2008, during the legal hours of sale, at the Courthouse door in Jackson County, Georgia, sell at public outcry, to the highest bidder for cash, the property described in said deed, to wit: All that tract or parcel of land lying and being in GMD 245 of Jackson County, Georgia, being Lot 25, Block B, Jefferson Walk West, Unit Two, as per plat recorded in Plat Book 62, Page 279, Jackson County Records, said plat being incorporated herein by reference thereto. Said property will be sold together with any and all fixtures and personal property conveyed by said deed. The sale will be held subject to any unpaid taxes or other assessments which may be liens against said property; all prior protective or restrictive covenants, rights-of-way, and easements; and all rights of the Internal Revenue Service as applicable; and any other matters of record superior to the PEOPLES BANK & TRUST Security Deed. Notice has been given of intention to collect attorney fees in accordance with the terms of the Note secured by said deed. Said property will be sold as the property of MALONE HOMES, INC., and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser at said sale as provided in the aforementioned Security Deed. PEOPLES BANK & TRUST, as Attorney-in-Fact for MALONE HOMES, INC. Jery N. Kilgore Garner & Kilgore 16 S. Harris Street, P.O. Box 602 Buford, Georgia 30515 (770) 945-1294 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. (JN4,11,18,25P4) Notice of Sale Notice of Sale Under Power in Security Deed State of Georgia, County of Jackson Because of default in the payment of the indebtedness secured by a Security Deed executed by MALONE HOMES, INC., Grantor, to PEOPLES BANK & TRUST, Grantee, dated JUNE 2, 2006, said deed recorded in Jackson County Deed Records at Deed Book 44-D, Page 67, the undersigned, PEOPLES BANK & TRUST, pursuant to said deed and the Note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed will, on the first Tuesday in July, 2008, during the legal hours of sale, at the Courthouse door in Jackson County, Georgia, sell at public outcry, to the highest bidder for cash, the property described in said deed, to wit: All that tract or parcel of land lying and being in GMD 245 of Jackson County, Georgia, being Lot 48, Block B, Jefferson Place, on plat of said subdivision recorded in Jackson County Plat Records at Plat Book 64, Page 332, and is incorporated herein by reference thereto. Said property will be sold together with any and all fixtures and personal property conveyed by said deed. The sale will be held subject to any unpaid taxes or other assessments which may be liens against said property; all prior protective or restrictive covenants, rights-of-way, and easements; and all rights of the Internal Revenue Service as applicable; and any other matters of record superior to the PEOPLES BANK & TRUST Security Deed. Notice has been given of intention to collect attorney fees in accordance with the terms of the Note secured by said deed. Said property will be sold as the property of MALONE HOMES, INC., and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser at said sale as provided in the aforementioned Security Deed. PEOPLES BANK & TRUST, as Attorney-in-Fact for MALONE HOMES, INC. Jery N. Kilgore Garner & Kilgore 16 S. Harris Street, P.O. Box 602 Buford, Georgia 30515 (770) 945-1294 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. (JN4,11,18,25P4) Notice of Sale Notice of Sale Under Power in Security Deed State of Georgia, County of Jackson Because of default in the payment of the indebtedness secured by a Security Deed executed by MALONE HOMES, INC., Grantor, to PEOPLES BANK & TRUST, Grantee, dated JUNE 2, 2006, said deed recorded in Jackson County Deed Records at Deed Book 44-D, Page 71; as modified by Modification Agreement/Security Deed dated NOVEMBER 15, 2007, said modification recorded in Jackson County Deed Records at Deed Book 50-V, Page 296, the undersigned, PEOPLES BANK & TRUST, pursuant to said deed and the Note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed will, on the first Tuesday in July, 2008, during the legal hours of sale, at the Courthouse door in Jackson County, Georgia, sell at public outcry, to the highest bidder for cash, the property described in said deed, to wit: All that tract or parcel of land lying and being in GMD 245, Jackson County, Georgia, being Lot 49, Jefferson Place, on plat of said subdivision recorded in Jackson County Plat Records at Plat Book 64, Page 232, and is incorporated herein by reference for a more complete description. Said property will be sold together with any and all fixtures and personal property conveyed by said deed. The sale will be held subject to any unpaid taxes or other assessments which may be liens against said property; all prior protective or restrictive covenants, rights-of-way, and easements; and all rights of the Internal Revenue Service as applicable; and any other matters of record superior to the PEOPLES BANK & TRUST Security Deed. Notice has been given of intention to collect attorney fees in accordance with the terms of the Note secured by said deed. Said property will be sold as the property of MALONE HOMES, INC., and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser at said sale as provided in the aforementioned Security Deed. PEOPLES BANK & TRUST, as Attorney-in-Fact for MALONE HOMES, INC. Jery N. Kilgore Garner & Kilgore 16 S. Harris Street, P.O. Box 602 Buford, Georgia 30515 (770) 945-1294 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. (JN4,11,18,25P4) Notice of Sale Notice of Sale Under Power in Security Deed State of Georgia, County of Jackson Because of default in the payment of the indebtedness secured by a Security Deed executed by MALONE HOMES, INC., Grantor, to PEOPLES BANK & TRUST, Grantee, dated JUNE 2, 2006, said deed recorded in Jackson County Deed Records at Deed Book 44-D, Page 75, the undersigned, PEOPLES BANK & TRUST, pursuant to said deed and the Note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed will, on the first Tuesday in July, 2008, during the legal hours of sale, at the Courthouse door in Jackson County, Georgia, sell at public outcry, to the highest bidder for cash, the property described in said deed, to wit: All that tract or parcel of land lying and being in GMD 245, Jackson County, Georgia, being Lot 50, Jefferson Place, on plat of said subdivision recorded in Jackson County Plat Records at Plat Book 64, Page 232, and is incorporated herein by reference for a more complete description. Said property will be sold together with any and all fixtures and personal property conveyed by said deed. The sale will be held subject to any unpaid taxes or other assessments which may be liens against said property; all prior protective or restrictive covenants, rights-of-way, and easements; and all rights of the Internal Revenue Service as applicable; and any other matters of record superior to the PEOPLES BANK & TRUST Security Deed. Notice has been given of intention to collect attorney fees in accordance with the terms of the Note secured by said deed. Said property will be sold as the property of MALONE HOMES, INC., and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser at said sale as provided in the aforementioned Security Deed. PEOPLES BANK & TRUST, as Attorney-in-Fact for MALONE HOMES, INC. Jery N. Kilgore Garner & Kilgore 16 S. Harris Street, P.O. Box 602 Buford, Georgia 30515 (770) 945-1294 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. (JN4,11,18,25P4) Notice of Sale Notice of Sale Under Power in Security Deed State of Georgia, County of Jackson Because of default in the payment of the indebtedness secured by a Security Deed executed by MALONE HOMES, INC., Grantor, to PEOPLES BANK & TRUST, Grantee, dated OCTOBER 12, 2006, said deed recorded in Jackson County Deed Records at Deed Book 45-X, Page 756, the undersigned, PEOPLES BANK & TRUST, pursuant to said deed and the Note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed will, on the first Tuesday in July, 2008, during the legal hours of sale, at the Courthouse door in Jackson County, Georgia, sell at public outcry, to the highest bidder for cash, the property described in said deed, to wit: All that tract or parcel of land lying and being in GMD 245, Jackson County, Georgia, being Lot 51, Jefferson Place, on plat of said subdivision recorded in Jackson County Plat Records at Plat Book 64, Page 232, and is incorporated herein by reference for a more complete description. Said property will be sold together with any and all fixtures and personal property conveyed by said deed. The sale will be held subject to any unpaid taxes or other assessments which may be liens against said property; all prior protective or restrictive covenants, rights-of-way, and easements; and all rights of the Internal Revenue Service as applicable; and any other matters of record superior to the PEOPLES BANK & TRUST Security Deed. Notice has been given of intention to collect attorney fees in accordance with the terms of the Note secured by said deed. Said property will be sold as the property of MALONE HOMES, INC., and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser at said sale as provided in the aforementioned Security Deed. PEOPLES BANK & TRUST, as Attorney-in-Fact for MALONE HOMES, INC. Jery N. Kilgore Garner & Kilgore 16 S. Harris Street, P.O. Box 602 Buford, Georgia 30515 (770) 945-1294 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. (JN4,11,18,25P4) Notice of Sale Notice of Sale Under Power in Security Deed State of Georgia, County of Jackson Because of default in the payment of the indebtedness secured by a Security Deed executed by MALONE HOMES, INC., Grantor, to PEOPLES BANK & TRUST, Grantee, dated OCTOBER 12, 2006, said deed recorded in Jackson County Deed Records at Deed Book 45-X, Page 764, the undersigned, PEOPLES BANK & TRUST, pursuant to said deed and the Note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed will, on the first Tuesday in July, 2008, during the legal hours of sale, at the Courthouse door in Jackson County, Georgia, sell at public outcry, to the highest bidder for cash, the property described in said deed, to wit: All that tract or parcel of land lying and being in GMD 245, Jackson County, Georgia, being Lot 87, Jefferson Place, on plat of said subdivision recorded in Jackson County Plat Records at Plat Book 64, Page 232, and is incorporated herein by reference for a more complete description. Said property will be sold together with any and all fixtures and personal property conveyed by said deed. The sale will be held subject to any unpaid taxes or other assessments which may be liens against said property; all prior protective or restrictive covenants, rights-of-way, and easements; and all rights of the Internal Revenue Service as applicable; and any other matters of record superior to the PEOPLES BANK & TRUST Security Deed. Notice has been given of intention to collect attorney fees in accordance with the terms of the Note secured by said deed. Said property will be sold as the property of MALONE HOMES, INC., and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser at said sale as provided in the aforementioned Security Deed. PEOPLES BANK & TRUST, as Attorney-in-Fact for MALONE HOMES, INC. Jery N. Kilgore Garner & Kilgore 16 S. Harris Street, P.O. Box 602 Buford, Georgia 30515 (770) 945-1294 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBT